Personal Finance

Step by step guide for  Planning & Management, Investing, Retirement Planning, Insurance, Real Estate, Loans, Credit card etc.

We provide comprehensive planning with managing your money and saving and investing.

Investment Planning

Investment planning is the process of matching your financial goals and objectives with your financial resources.

Investment planning is a core component of financial planning. There are thousands of different investments. The most commonly used are cash, equities, bonds and property.

We recommend financial products that provide the opportunity to create wealth for future.

Insurance planning

Insurance planning is a critical component of a comprehensive financial plan that includes evaluating risks and determining the proper insurance coverage to mitigate those risks.As part of a strategic financial plan, an insurance policy can help you deal with the unexpected life events that affect your financial well-being. Knowing that you are insured to handle the impact of property or personal loss gives you the confidence to prepare for your future.

We help you develop a strategy to invest in the appropriate types of insurance policies to help minimize your losses and protect your assets.

Micro Finance and small savings

Microfinancing is a great way to help poor individuals to be financially independent. They can use these funds offered by banks at very low rates of interest to start their own small venture or to make their other dreams come true.

Many of the underprivileged people in the nation do not have any idea about saving money or managing their finances. When they acquire microfinance from a reliable institution, they will get exposure to managing money on their own and also about utilising funds in a sensible manner. We assist to get the service from geniune institutions.

Mutual Fund Portfolio allocation.

Many individuals want to invest in mutual funds these days. However, many of them are clueless about how to start the process.

A smart way to learn how to build a portfolio of mutual funds, you must consider hiring the services of a mutual fund advisor. We’ll share a few basic and simple portfolio structures for three types of investors – aggressive, moderate or conservative.

Asset Allocation Modeling

The amount of an investor’s total portfolio placed into each class is determined by an asset allocation model. These models are designed to reflect the personal goals and risk tolerance of the investor. Allocating your investments among different asset classes is a key strategy to help minimize risk and potentially increase gains. Consider it the opposite of “putting all your eggs in one basket.”

To make the asset allocation process easier for clients, we create a series of model portfolios, each comprising different proportions of asset classes. These portfolios of different proportions satisfy a particular level of investor risk tolerance.

Advisory services on financial instruments.

We Give recommendations of the right securities i.e stock, commodity or forex at the right tine

Pension Fund Planning

If you are planning a secure retirement then investing in a good pension plan is important. In India, there are various types of pension plans on offer and these can vary based on the type of investment, style of investment as well as the authority that manages the plan. The following are some key types of pension plans in India that are available through different avenues: Pension Funds, Immediate Annuity Plans, Deferred Annuity Plans, Pension Plans with Life Insurance Cover, Guaranteed Period Annuity and National Pension Scheme.

Career Guidance on Capital market.

Capital market refers to the market where the financial products are created before they are available for trading.Every investment bank has a capital markets division. Since all the banks are offering essentially the same services to the clients, it becomes very important to grab the business rather then just execute it.

So, before the capital markets division can create the financial products, there are deal originators who will bring the business for the bank. Deal originators will generally be at a senior level who will be regularly traveling, meeting the clients and understanding their financing requirements.

The job in capital markets requires extensive financial modeling, valuation, as well as analysis of accounting and taxation aspects. So, you must be good with numbers, and have attention to details.